OUR SERVICES

Financial Planning

I believe that life is more than a paycheck and my mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.

As Part of the JC Anselmo Retirement Solutions process, I'll help you create a retirement income plan that balances:

Daily Living Expenses
Budgeting for Luxuries & Quality of Life
Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
Factoring in Pensions Withdrawal Strategies
Factoring in both Expected & Unexpected Medical Expenses
Planning for the Unexpected and the Inevitable

Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?

I have a broad selection of retirement annuity products designed to help fit your needs. I will guide you and help you feel confident you're making the most suitable retirement planning decisions. I can also review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.

I'll help you prepare and execute an estate plan that is right for you and your beneficiaries.

One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.

QUALITY PRODUCTS FROM EXCEPTIONAL COMPANIES:

Accordia Life - Lincoln Financial - North American - Great American

Allianz - Baltimore Life - American Equity - Equitrust

Insurance

With the right life insurance coverage, you can be confident knowing that your loved ones will be able to live out their dreams, no matter what the future holds.

We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.

If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.

If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.

This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.